Website Terms and Conditions

These terms and conditions govern your use of the AfterGlow website. By accessing or using this website, you confirm that you accept these terms and agree to comply with them. If you do not agree, you must not use this website.

This website is operated by AfterGlow Credit Limited [company number to be confirmed], a company registered in England and Wales [registered office address to be confirmed]. You can contact us at hello@afterglowcredit.com.

We may revise these terms at any time by updating this page. The “last updated” date at the top of this page indicates when these terms were last changed. Please check this page from time to time to take notice of any changes, as they are binding on you.

You may use this website only for lawful purposes. You must not:

• use this website in any way that breaches any applicable law or regulation
• use this website in any way that is fraudulent or harmful
• attempt to gain unauthorised access to any part of this website, the server on which it is hosted, or any connected database
• introduce viruses, trojans, worms or other malicious software

Our use of cookies and similar technologies is described in our Privacy Policy.

All content on this website — including text, graphics, logos, images and software — is the property of AfterGlow Credit Limited or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute or otherwise use any content from this website without our prior written consent.

This website is provided for general information purposes only. Nothing on this website constitutes financial, credit or other professional advice. You should not rely on any content on this website as a basis for making any financial decision. AfterGlow does not yet offer regulated consumer credit products; when it does, those products will be subject to their own separate terms and conditions and regulatory disclosures.

This website may include a customer waitlist form and a merchant enquiry form. By submitting information through either form, you agree that:

• the information you provide is accurate and up to date
• we may use your information in accordance with our Privacy Policy
• submission of the waitlist form does not constitute an application for credit or create any contractual relationship
• submission of a merchant enquiry does not guarantee a partnership or listing on the AfterGlow platform

For full details of how we handle your personal data, please see our Privacy Policy.

We collect and process personal data in connection with your use of this website. Full details of how we collect, use, store and share your personal data, including information about cookies and your data protection rights, are set out in our Privacy Policy, which forms part of these terms.

This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

To the fullest extent permitted by law:

• we exclude all implied conditions, warranties and representations
• we shall not be liable for any loss or damage arising out of or in connection with the use of this website, whether in contract, tort (including negligence), breach of statutory duty or otherwise
• we shall not be liable for any indirect, consequential or special loss

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

If you are a consumer, nothing in these terms affects your statutory rights. Advice about your statutory rights is available from your local Citizens Advice Bureau or Trading Standards office.

We do not guarantee that this website will always be available or that access will be uninterrupted. We may suspend, withdraw or restrict the availability of all or any part of this website for business or operational reasons. We will try to give you reasonable notice of any suspension or withdrawal where practicable.

These terms are governed by and construed in accordance with the laws of England and Wales. Any dispute arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you are a consumer resident in Scotland, you may also bring proceedings in the Scottish courts. If you are a consumer resident in Northern Ireland, you may also bring proceedings in the courts of Northern Ireland.

If you have any questions about these terms, please contact us at hello@afterglowcredit.com.

End of terms